So, you've found the person of your dreams and are all ready for the perfect home to complete the package. It could be a cute little Edmonton condo for sale right in the heart of the city or a cottage in the country in Ontario. Whatever style of home is right for you, it's likely that you're going to have some questions to answer and challenges to overcome along the way. Here are some general tips to get you started when looking for a home with your significant other.
Start by saving for your down payment. You will want to save about 20% of the home's price plus closing costs (which are usually $3000-$5000). Start checking out home prices for Newmarket real estate or wherever you're planning to live at least six months in advance of buying. This will give you a ballpark figure of how much you're going to want to save.
Open a joint-savings account just to hold the money for your home savings. If you both can afford it, take a percentage of your paycheck and put it directly into that account every pay period. You likely won't even miss the money if you put it away before you have a chance to spend it. If you get any lump sums of money, maybe from wedding gifts or as a tax return, put those straight into the account as well. Make a rule that money can only go into the account except in dire emergency. It will all be worth it when you find that perfect North York property for sale.
Get everyone who will be living in the new house to make a list of everything that they are looking for. Include you're kids in this process as well if you have them. Everyone has different tastes and will want to feel like they're contributing to your new home. You could take a drive around Port Perry homes to get some ideas or check out some home magazines. Try to do this before you look at specific properties in your favorite neighborhood. That way you won't fall in love with a home that doesn't follow the requirements on your list.
Narrow your list down to about five things that must be included in your new home. Your kids might require that their ideal home will still be in their school's district while you want a kitchen so nice it could be in a Bloor Yorkville penthouse. Try and keep your list reasonable with the style of home you are looking for and your budget.
Then it's time to get out there and find that dream home!
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